The PNA Orphans Benefit Program was developed in 1972 to help educate and to help provide financial assistance to out orphaned children, whose future has been jeopardized by their tragic loss of both parents.
The Orphans Fraternal Benefit Program provides benefits for each qualifying benefit member. An orphan must be between the ages of 0 and 18, a PNA member, and whose parents were also members.
A PNA family is defined as a family in which both parents, while living, were insured under a PNA insurance policy, excluding all term and annuity plans. If one parent is not an insured member, their application for insurance with the PNA must have been rejected for conditions of health still existing at the time of death.
The child in a PNA family, as of the date of death of the last surviving parent, must have an existing PNA insurance policy enforce excluding all term and annuity plans. If a child has been rejected for insurance with the PNA, for conditions of health still existing at all time of becoming an orphan, that child will be entitled to the benefits until the age of 19.
When an application for an Orphans Fraternal Benefit Program is approved, the payment will be made to the legally appointed guardian of the child/children.
If the legal guardian of the child incurs legal expenses of a lawyer or appropriate court expenses in obtaining guardianship, the PNA will pay the guardian up to $2000 for the costs and fees for such expenses in the area of the proceedings.
The PNA will provide these payments upon receipt of appropriate documentation from the guardian of the eligible child.
The Orphans Fraternal Benefit is available to all qualified members, Free of Charge.
Members who are covered under Term Insurance, Extended Term, or Reduced Paid-Up Insurance are not considered benefit paying members and therefore, are not eligible to receive any benefits under the Orphans Fraternal Benefit Program.
Funds for the Orphans Fraternal Benefit Program are provided solely by the Polish National Alliance.
The PNA will guarantee your children a college education and financial assistance when both PNA parents are deceased
PNA Members who have attained the age of 85 and are members of the organization for 40 years or longer can apply for exemption from premium payments on their life insurance certificate.
In order to be eligible, members must be protected by one of the following plans: OWL, 1WLI, 1WL2, 2WLB5 or APWWL2, APWWL2 (Association of Polish Women)
Dividends will continue to be paid on the certificate.