POLISH NATIONAL ALLIANCE 
OF THE UNITED STATES OF N.A.
PRIVACY POLICY

POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A. ("PNA") is committed to providing products and services that not only meet, but also exceed our member's expectations. At the time you apply for membership or visit our website, POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A. collects personal information about you and your family. POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A. is dedicated to providing the highest level of security regarding the collection and use of this information.

Respect of Right to Privacy

POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A. respects your right to privacy and takes every precaution to provide you with the privacy and confidentiality you expect while serving your financial needs, whether at our physical or virtual offices. POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N.A. DOES NOT SELL MEMBER INFORMATION. POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A. will take all steps necessary to inform customers about the PNA's privacy policies, including an annual notice to remind members of this policy.

Collection and Use of Personal Information The PNA collects various categories of nonpublic personal financial information including:

•  Information provided by you to the PNA, including application information such as assets and income and identifying information, such as name, address and social security number and beneficiaries;
•  Information about your transactions with the PNA and/or its affiliates including information about balances, payment history and parties to the transaction;
•  Information from a consumer reporting agency such as your creditworthiness and credit history.

The collection of personal information is designed to protect access to your financial products and to assist the PNA in providing you with the products and services you want and need. All personal information collected and stored by the PNA is used for specific business purposes--to protect and administer your personal accounts and policies, to comply with state and federal banking, insurance and tax laws and regulations, and to help the PNA better understand your financial needs in order to design or improve our products and services.

Maintenance of Accurate Information

It is in the best interest of both you and the PNA to maintain accurate records concerning your personal information. For this reason, POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A. allows you to request an update of your personal information by either submitting a written request or online through the submission of an email request sent to the PNA's secure administration site. To verify the accuracy of our information or to correct inaccurate information, please contact Bozena M. Sztukowski at (773) 286-0500 or visit our web site at http://www.pna-znp.org.

Limited Employee Access to Personal Information

POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A. limits employee access to your personal information to only those employees with a business reason for knowing such information. POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A. also educates all employees about the importance of confidentiality and customer privacy.

Use and Sharing of Information with Affiliates

To continue meeting your financial needs and to provide you with preferred products and services, POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A. may share information about you and your POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A. products with Alliance, FSB, a federal savings bank which is affiliated with POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A. By allowing us to share this information with our affiliates, you allow us to serve your total financial needs. Under the Fair Credit Reporting Act, POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A. is allowed to share identification, transaction, and experience information about you to our affiliated companies. However, if you send us a written request that contains your name, address, and social security number as well as your direction, such as "Request to be excluded from POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A.'s affiliated sharing of information," we will not share information about you with our affiliated companies, to the extent to which you may opt out of sharing of information under the Federal Fair Credit Reporting Act. Your written request may be mailed to POLISH NATIONAL ALLIANCE OF THE UNITED STATES OF N. A., ATTENTION: Bozena M. Sztukowski, Polish National Alliance, 6100 N. Cicero Ave., Chicago, Illinois 60646, or delivered in person.