WHOLE LIFE INSURANCE
AVAILABLE PLANS:
20 Pay Life, issue age 0 - 85, minimum issue $5,000.00
Life Paid-Up at 65, issue age 0 - 55, minimum issue
$5,000.00
Life Paid-Up at 90, issue age 0 - 80, minimum
issue $5,000.00
Single Payment Whole Life, issue age 0-85, minimum
issue $5,000.00
Whole Life provides life coverage with cash value accumulations.
Whole Life plans are participating, which means that the policy owner
shares in the divisible surplus of the organization in the form of policy dividends.
|
 |
Dividends*
can be:
paid in cash to the
policy owner
used to provide additional
paid-up life insurance
accumulated at interest for the future financial need
used to reduce your future premium payment
|
OPTIONAL RIDERS
DISABILITY WAIVER OF PREMIUM
Available to applicants between the ages of 5 - 64. Should you become totally disabled
for 4 months or longer and have not reached the age of 65, the PNA will waive the premiums
on your policy.
ACCIDENTAL DEATH BENEFIT
Available to applicants between the ages of 0 and 69, this rider provides payment of
double the face amount of one's insurance should death result from an accident. The total
maximum on this rider is $250,000.00.
GUARANTEED INSURABILITY PROVISION
This rider guarantees the right to purchase additional insurance without evidence of
insurability on each of six Option Dates set forth as the anniversary of the certificate
following the member's 25th, 28th, 31st, 34th, 37th and4 0th birthdays. The maximum is
$25,000.00.
LIVING BENEFIT RIDER
This rider is automatically attached, at no cost to the
applicant, to whole life certificates with insurance amounts of $10,000.00
or more. This rider provides for a portion of a certificate's proceeds to be
paid prior to the death of the insured, provided that the insured has
medical evidence of a life expectancy of 12 month or less; and elects to
exercise this rider.
CHILDREN TERM TO AGE 25
This plan is issued to provide a type of coverage that embraces insurance coverage on
one or more children in a single rider for one premium. It can be attached to a basic
certificate on either parent (between the ages of 16-55.) The children must be between the
ages of 0-20 at the time of issue. The maximum is $5,000.00.
Some riders may not be purchased with all plans
*Dividends are made as declared by the PNA Board of Directors
and, therefore, cannot be guaranteed.
For more information call the Polish National
Alliance
Toll Free at 1-800-621-3723
or contact your local Sales Representative |
