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Copyright 2005
Polish National Alliance
of U.S. of N.A.
All rights reserved
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PNA
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WHOLE LIFE INSURANCE AVAILABLE PLANS:
Whole Life provides life coverage with cash value accumulations. Whole Life plans are participating, which means that the policy owner shares in the divisible surplus of the organization in the form of policy dividends.
OPTIONAL RIDERS DISABILITY WAIVER OF PREMIUM Available to applicants between the ages of 5 - 64. Should you become totally disabled for 4 months or longer and have not reached the age of 65, the PNA will waive the premiums on your policy. ACCIDENTAL DEATH BENEFIT Available to applicants between the ages of 0 and 69, this rider provides payment of double the face amount of one's insurance should death result from an accident. The total maximum on this rider is $250,000.00. GUARANTEED INSURABILITY PROVISION This rider guarantees the right to purchase additional insurance without evidence of insurability on each of six Option Dates set forth as the anniversary of the certificate following the member's 25th, 28th, 31st, 34th, 37th and4 0th birthdays. The maximum is $25,000.00. LIVING BENEFIT RIDER This rider is automatically attached, at no cost to the applicant, to whole life certificates with insurance amounts of $10,000.00 or more. This rider provides for a portion of a certificate's proceeds to be paid prior to the death of the insured, provided that the insured has medical evidence of a life expectancy of 12 month or less; and elects to exercise this rider. CHILDREN TERM TO AGE 25 This plan is issued to provide a type of coverage that embraces insurance coverage on
one or more children in a single rider for one premium. It can be attached to a basic
certificate on either parent (between the ages of 16-55.) The children must be between the
ages of 0-20 at the time of issue. The maximum is $5,000.00. Some riders may not be purchased with all plans *Dividends are made as declared by the PNA Board of Directors and, therefore, cannot be guaranteed. For more information call the Polish National
Alliance |
