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Copyright 2005
Polish National Alliance
of U.S. of N.A.
All rights reserved
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PNA |
FLEXIBLE PREMIUM ADJUSTABLE This is a fully flexible universal life product. It is an interest sensitive plan of insurance. It provides permanent life coverage with cash value accumulations. AGE AVAILABLE 0 to 80 -- MINIMUM ISSUE $25,000.00 INTEREST RATE: - Minimum guaranteed 4.5%
- high current interest rate (determined by our Board of
Directors) OPTIONAL RIDERS DISABILITY WAIVER OF PREMIUM Available to applicants between the ages of 16 and 64. Should you become totally disabled for at least 4 months and have not reached the age of 65, the PNA will waive the premiums on your policy. ACCIDENTAL DEATH BENEFIT Available to applicants between the ages of 0 and 69, this rider provides payment of double the face amount of one's insurance should death result from an accident. The total maximum on the rider is $250,000.00. GUARANTEED INSURABILITY PROVISION This rider guarantees the right to purchase additional insurance without evidence of insurability on each of six Option Dates set forth as the anniversary of the certificate following the members 25th, 28th, 31st, 34th, 37th and 40th birthdays. The maximum is $25,000.00.00. LIVING BENEFIT RIDER This rider is automatically attached, at no cost to the applicant, to whole life certificates with insurance amounts of $10,000.00 or more. This rider provides for a portion of a certificate's proceeds to be paid prior to the death of the insured, provided that the insured has medical evidence of a life expectancy of 12 month or less; and elects to exercise this rider. CHILDREN TERM TO AGE 25 This rider provides insurance coverage on one or more children in a single rider for one premium. It can be attached to a basic certificate on either parent (between the ages of 16 and 55) having a minimum face amount of $5,000.00. The children must be between the ages of 0 and 20 at the time of issue. The maximum is $5,000.00. For more information call the Polish
National Alliance or contact your local Sales Representatives
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