LIFE
PAID-UP AT 90
OPTIONAL RIDERS
DISABILITY WAIVER OF PREMIUM
Available to applicants between the ages of 16 and 64. Should applicant become totally
disabled for 4 months or longer and has not reached the age of 65, all future premium
payments will be waived during the continuance of total disability.
ACCIDENTAL DEATH BENEFIT
Available to applicants between the ages of 16 and 69, this rider provides payment of
double its face amount in the event the applicant's death occurs as a result of an
accident prior to the anniversary following the applicant's 70th birthday. The total
maximum on the rider is $250,000.00.
GUARANTEED INSURABILITY PROVISION
This rider guarantees the right to purchase additional insurance without evidence of
insurability on each of six Option Dates set forth as the anniversary of the certificate
following the member's 25th, 28th, 31st, 34th, 37th and 40th birthdays. The maximum is
$25,000.00.
LIVING BENEFIT RIDER
This rider is automatically attached, at no cost to the applicant, to
whole life certificates with insurance amounts of $10,000.00 or more. This
rider provides for a portion of a certificate's proceeds to be paid prior to
the death of the insured, provided that the insured has medical evidence of
a life expectancy of 12 months or less; and elects to exercise this rider.
CHILDREN TERM TO AGE 25
This plan is issued to provide a type of coverage that embraces insurance coverage on
one or more children in a single rider for one premium. It can be attached to a basic
certificate on either parent (between the ages of 16-55.) The children must be between the
ages of 0-20 at the time of issue. The maximum is $5,000.00.
For more information call the
Polish National Alliance
Toll Free at 1-800-621-3723
or contact your local Sales Representative |
