Polish National Alliance

THE PNA ANNUITY

This tax-favored plan allows you to save money for your future at a high rate of return while enjoying the benefits of tax-deferred earnings.

The PNA offers two IRA accounts--Traditional and ROTH, and a Tax-Deferred Annuity account.

Supplement your IRA with a
PNA Tax-Deferred Annuity

Although the PNA Tax-Deferred Annuity does not allow you to deduct your contributions, it does allow you to save as much as you wish and defer taxation of your earnings until you actually withdraw them.

Tax-Deferred Annuities are ideal for people no longer able to take full advantage of an IRA due to income or age restrictions, whether employed or not.

Who is Eligible for a Tax-Deferred Annuity?

Unlike an IRA, you are not limited to a maximum yearly deposit. The PNA tax-deferred annuity is available to all--0regardless of age or health, whether employed or not.

Are there any Maintenance or Service Fees?

No, there are no maintenance or service fees.

Are there any Surrender charges?

Yes, in order to provide a competitive rate of return on your deposit, the following charges apply:

Year 1 - Surrender Charge 8%
         2 - Surrender Charge 7%
         3 - Surrender Charge 6%
         4 - Surrender Charge 5%
         5 - Surrender Charge 4%
         6 - Surrender Charge 3%
         7 - Surrender Charge 2%
         8 - Surrender Charge 1%

Thereafter, NONE

This plan may not be available in all states

For more information call the Polish National Alliance Toll
Free at 1-800-621-3723 ext. 365 or 382

or contact your Sales Representative